Is flood zone determination covered by title insurance?

query via email:

Hi, Diane.I just bumped into your blog on http://titleinsurancetalk.blogspot.com/2007/10/query-how-to-file-claim.htmland would like to ask your opinion on a title insurance problem we are having. We have a situation with our property which bought 2 years ago. We are doing the backyard drainage landscape project this year. During the process of applying for permit with our town,