Jan is curious.

I know someone that recently borrowed against a home his
mother owns and has title to.  The father is deceased.

The son has been living in the home for many years.  Even
while the father was still alive.  Now they have found it necessary to

borrow against the home’s equity, I’m sure that’s
due to the mother’s old age illnesses and the son’s inability to
work.   They

borrowed over $86,000.00