It's been awhile since my last FHA spot audit but I've been through a few over the years.
The first was the most memorable. It was in 1978 and I was a young originator. The FHA auditor walked into our office, unannounced, identified himself and asked for 25 randomly selected files, some closed, most in process. After he reviewed the files he walked over to my desk for a chat. He explained
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