tax service fee - consumer shops for???

How exactly would consumers shop for this service?  Do tax service companies give individual quotes to consumers?  Just curious.  ;)

query: where can I get a copy of my HUD-1 statement

Hopefully it is in your filing cabinet because that's where it should be.  Every consumer should make certain they get a copy of their HUD-1 at closing.  Depending on some other party to maintain a copy and provide a back up when you need it is risky. 

Okay, so maybe you lost your copy or you never got one, what do you do now?  Call everybody else in the transaction.  Hope they are still in

Can a loan officer casually give the borrower a name of a provider...

without including that provider on the "list"?  I say no.  What do YOU think?  I am not certain that folks have their compliance arms all around this issue.  I believe we have lenders with lists that contain names of providers and an expectation that loan officers will not give the consumer any other names.

Be safe.  If you mention a provider's name to your consumer, write the provider on your

dare I say it....

I LOVE THE NEW HUD-1 !!

query: what does a HUD-1 look like?

Here's the new HUD-1 form.

Here's the new Good Faith Estimate form.

introducing GFE SOS for loan officers in our service market

Check it out.  The form is also linked from our web site just under the title insurance rate calculator.

had our first closing today with the new HUD-1

All in all, I'd call it uneventful. We were prepared, the lender was prepared, the consumer didn't notice.  ;)